Personal Finance
Take control of your money — from budgeting and debt to savings and investing.
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Finance
Pensions & Retirement Planning
Pensions are less complicated than the industry makes them appear. They are a tax-advantaged account that holds investments — and the most powerful tool most people have for building long-term financial security. This course explains how they actually work, what you are probably missing in yours, and how to plan the numbers from wherever you are now.
What you’ll learn
By the end, you’ll be able to…
Understand exactly what a pension is — not the jargon, the mechanism
Know what your workplace pension is actually doing and whether you’re getting the most from it
Calculate how much you need and what that means you should be saving now
Understand the difference between ISAs, SIPPs, and workplace pensions — and when each makes sense
Make basic investment decisions inside a pension with confidence
Review and adjust your plan as your life and income change
Curriculum
6 lessons across 2 modules
Each lesson ends with a practical exercise you can use immediately.
Questions
Good to know
Lesson 1 is free for everyone. Lessons 2–6 are included in the Pro plan. Sign up free and start the first lesson today.
No. This course provides financial education — factual information about how pensions, ISAs, and compound growth work. It is not personalised financial advice. For advice tailored to your specific situation, consult an independent financial adviser (IFA). You can find one at unbiased.co.uk.
Yes. The course covers UK pension types (State Pension, workplace pensions, SIPPs), UK ISA rules, and UK tax relief rates. The compound growth principles are universal; the specific details are UK-based.
No. Lesson 1 addresses this directly with real numbers. Starting at 40 produces a materially different outcome from starting at 45 or 50. The principle is simple: the best time to start was earlier; the second best time is now.
Completion certificates are coming soon. Once live, Pro members will earn a shareable certificate for every course they finish.
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